SME Loan Officer

Posted 06-11-2017
Closing date 01-01-2018
Term Full time
Category Banking/Insurance
Location Phnom Penh
Salary USD -- USD
Year of Experience
Number of hire 2
Sex Male/Female
Job level Middle
Job Responsibilities:
• Prospects new clients and assists them for loan application.
• Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
• Prepares and execute loan contracts and arrange for disbursement of loan in kind.
• Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
• Monitors the loan and follows up of the timely repayment.
• Maintains contact and maintain good relationship with client.
• Ensure full compliance with all in-place ABA policies & procedures and with audit recommendations.
Personal Traits
• Good understanding of business processes.
• Ability to communicate and to maintain good relation with the client.
• Good presentation skills and excellent courteous attitude; social concern.
• Ability to work in confidentiality; ability to work in the field.
Job Requirements:
• Bachelor degree in banking & finance or accounting
• At least 1 year prior experience in credit department in commercial banks.
• Organizational and time management skills.
• Ability to work effectively in a team environment.
• Negotiation and internal relationship building.
• Sound written and verbal English communication skills.
• Advanced computer skills (MS Word, Excel, PowerPoint).
• Analysis and reporting skills.
• Proficient khmer typing skills.
• Problem solving and decision making.
Contact Person