-Monitor, track and analyze portfolio performances on exposure limited and break down by product, sector, loan purpose and channel. -Ensure retail credit portfolio quality is under controlled at all the time. Leading Credit Officer support/Loan recovery officer to accomplish the collection target. -Perform client’s home visit to collect data, verify document to ensure the completion of application and approve loan with their authority. -Ensure turnaround time on approval stage is acceptable with policy. -Follow up retail lending process and ensure policy, procedure and guideline are complying. -Assist branch manager on preparing and analyzing the credit report at branch which pick up the key issues to branch manager for action taken. -Involve in branch risk register process in credit risk. -On behalf branch manager to provide training/ refresher training to branch credit staffs (CO & AM) on all credit policy including, loan assessment and evaluation, pre-check and post check and property valuation. -Lead and/or facilitate related training to credit officer and other related staff on credit risk management -Other tasks assigned by supervisor

-Bachelor’s Degree in Banking, Management, Business Administration, or Marketing -At least 2 years’ experience in MFI credit operations especially retail lending -Experience working at MFI Chief CO and/or credit supervisor level -Good leadership capabilities and ability to lead team to achieve result -Ability to communication in English and Khmer (written and spoken) -High motivation and creativity -Good conceptualization and analytical skills -Honesty and good interpersonal skills *Benefit: -AMK provides a competitive salary package to the employees -Salary increment rate every year -Khmer new year bonus -Phchum Ben bonus -Retirement bonus -Staff incentive -Staff pension fund -Staff retention bonus -100% medical insurance for employee’s spouse and dependences for local treatment -Staff overseas treatment -Staff accident insurance 24/7days -Staff loan for education purpose with only 2% interest rate per year -Staff housing loan with only 5% interest rate per year -Paternity and Maternity allowance -Annual leave 18 days per year -Staff capacity development and opportunity to promote per job requirement -Working condition in accordance to the Cambodian Labor Law Interested candidates should apply by sending a CV and a cover letter to: AMK branch and sub-branch offices or Head Office, Building 285, Yothapol Khemarak Phoumin Blvd. (271), Sk. Tomnub Tuek, Kh. Chamkarmorn, Phnom Penh, Cambodia or E-mail: recruitment@amkcambodia.com Attachments: • A copy of obtained certificates or confirm letter by the University • A copy of national identification, family book, and certificate of birth • A copy of transcript is preferred. For additional information, please contact at Tel: (023) 993 062 / (023) 224 763 or visiting website: www.amkcambodia.com AMK is an equal opportunity employment. Qualified women and persons with disabilities are encouraged to apply.