Job Description

-To carry out the bank's lending and credit functions with adherence to the Bank's established loan and credit policies, procedures and guideline within the standard turnaround time that cover the followings

-Process, evaluate, prepare credit assessment paper including site visit make recommendations for approval of customers' loan application to the Management

-To facilitate and coordinate the loans closing and ensure all loans legal documents prepared by Head Office are properly executed and communicate to customers

-To constantly review of customer loan to ensure loans is performing. Report to Management on non-performing loan. Refer to Loans & Administration Department, Head Office for credit control advice and carry out credit control measurement as per the Bank's procedures & instruction

-Handle and advice Unit Heads in all lending related matter and safeguard the lending compliance in according to regulatory bodies and the Bank's internal credit policy

-Implement of all lending and credit related policies and procedures

-Process improvement plans to enhance CA quality & submission turnaround time

-To contribute to the Bank's loans business through explore and pursue new markets / clientele for loan products and promote I market all types of loans

-Achieve the given loans business target via business referral set by the Branch Manager per year

-Provide lending & credit related guidance / training to Associate — Credit and Sales & Marketing

-Prepare all credit related reporting of the branch for internal & external submission

Job Requirement

Formal Education:

•      Degree holder with 5 years related working, experience in sales & marketing in banking / financial institution.

•      At least 3 years managerial experience or 2 years as team leader or similar capacity

•      Full spectrum of business development & marketing skills.

•      Strong networking and customer oriented.

•      Leadership & people management skill

•      Business oriented negotiation skill

•      Problem solving & decision-making skill