• Assess credit worthiness of existing or prospective clients. • Examine financial transactions and credit history case by case (applications, statements, credit report sheets, legal documents, etc.) • Access short term and long term repayment patterns of returning customers. • Determine in depth the degree of risk involved. • Carefully analyze data and produce clear and objective reports. • Perform verification calls to customers. • Perform fraud checks on applications diligently. • Up to date with legal, compliance, and market risk related issues • Provide a comprehensive report/result of the creditworthiness of customers to ML. • Routinely monitor loan products for compliance. • Adhere to credit policy and guidelines.

• Proven working experience as a credit analyst • Fresh graduate are also welcome to apply • Ability to analyze cash flows and customer strength • Strong communication and presentation skills • Sound judgment • BS degree in Business, Statistics or related field