- Assess loan application and quality check within defined guidelines and policies of each product. - Conduct independent credit risk assessments on loan applications and submit to loan committee for approval. - Conduct on site visit for necessary cases, including suspicious cases and accordingly providing independent observation. - Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.). - Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections - Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them - Analyze the data and preparing reports about the degree of risk in lending money to clients - Analyze client records and using the data to recommend payment plans - Monitor loans for compliance. - Draft models of credit information that predicts trends and patterns. - Make a plan for annual credit review (twice a year). - Other tasks assigned by management. - Making recommendations about procedural/policy changes.

- Bachelor degree in the field of Banking/Finance or related degree - Minimum of two (2) year experience in the car loan department or leasing company - Able to use Microsoft office (Word, Excel, PowerPoint) and Internet - Strong analytic and financial skills - Attention to details. - Be honest, highly committed, and flexible - Able to work under pressure, independently as well as in team. - Able to use English in speaking and writing (Good)