- Review and approve retail loan applications submitted by Branches. - Ensure the quality of the Bank’s Retail Loan lending portfolio conforms to the expectations set by Management. - Make sound credit-based decisions based on quality analysis on a timely basis with accuracy of risk grades in line with the Bank credit principles and policy. - Be proactive in credit structuring and suggest alternative ways to make credit proposal acceptable. - Support counterparts in reviewing credit related returns and reports, monitoring and identifying customer credit risks and the deviations of management control from acceptable credit standards, new provisions and ensuring appropriate action is taken. - Advise on external and general business conditions in local area of responsibility, interpret their likely impact on lending assets or activities and recommend/implement appropriate initiatives. - Conduct site visits and inspections where necessary to verify and attend meetings with clients to discuss on loan proposals and other credit requests to understand borrowers’ business. - All other duties and matters ancillary to the above that Management may require from time to time.

- Degree in Business, Economics or Banking & Finance. - At least three years of practical experience in Retail Loans credit management. - Strong work commitment, Integrity and able to manage multi tasks. - Ready to work occasionally overtime and willing to travel to provinces, if whenever required. - In-depth knowledge of the Cambodian banking and Retail Loans lending industry. - Good command in written and spoken Khmer and English. - Strong communications skills. - Attentive and devoted to deliver good quality works.