• Prospects new clients and assists them for loan application. • Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower. • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account. • Prepares and execute loan contracts and arrange for disbursement of loan in kind. • Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use. • Monitors the loan and follows up of the timely repayment. • Maintains contact and maintain good relationship with client. • Ensure full compliance with all in-place ABA policies & procedures and with audit recommendations. Personal Traits • Good understanding of business processes. • Ability to communicate and to maintain good relation with the client. • Good presentation skills and excellent courteous attitude; social concern. • Ability to work in confidentiality; ability to work in the field.

• Bachelor degree in banking & finance or accounting • At least 1 year prior experience in credit department in commercial banks. • Organizational and time management skills. • Ability to work effectively in a team environment. • Negotiation and internal relationship building. • Sound written and verbal English communication skills. • Advanced computer skills (MS Word, Excel, PowerPoint). • Analysis and reporting skills. • Proficient khmer typing skills. • Problem solving and decision making.